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Visa Smart Card
   SAFETY TIPS
 
Arab African International Bank continues to lead the way for Credit Cards in Egypt with the introduction of the “Visa Smart Card”. In the third decade of our ongoing pioneering quest to offer our clients the unlimited benefits of Credit Cards, the Smart Card uses microchip technology to provide a wide range of services.
The Smart Card’s advanced technology combines security with flexibility and efficiency to give you all the advantages of the new generation of Credit Cards.


FEATURES AND BENEFITS


Expandable memory capacity : All your data is stored on one single card.
Fast and highly efficient bank transactions : The card works both online or offline, so you can rely on the Smart Card to conduct all your banking transactions speedily.
Highest levels of security: The unique pin number assures security. The card cannot be skimmed.
Dual usage – it utilizes both magnetic stripe and microchip technology.


TYPES OF VISA SMART CARD


Visa Smart Local – used only in Egypt.
Visa Smart Classic – used both in Egypt and worldwide, with a maximum credit limit of EGP 19,999.
Visa Smart Gold – used both in Egypt and worldwide with a credit limit starting EGP 20,000.


RATES AND FEES


Type of Credit Card Fees (EGP)
Issuance Renewal
Local Visa Smart Card 80 40
Classic Visa Smart Card 150 75
Gold Visa Card 300 150

** Rates are subject to change. To check most recent rates, please call our Call Center on 19555



FEATURES


All your data stored on one single card.
It works both online or offline so you can rely on the Smart Card to conduct all your banking transactions speedily.
The unique PIN number assures security. The card can not be forged.
Dual usage through magnetic strip and microchip technology.
Competitive interest rates.
An unlimited number of supplementary cards.
Exclusive discounts through selected merchants.
24-hour / 7 days a week Credit Card Centre.
Pay only a minimum of 10% of your outstanding monthly balance.
The option to pay only a minimum of 10% of your outstanding monthly balance.
Extended working hours for you to pay bills (from 8:30 am to 5:00 pm).
100% cash withdrawal on local Visa Smart Card.
Revolving Visa Smart Card.


DOCUMENTATION REQUIRED


Two photographs.
Copy of your personal/family ID.
Recent pay-slip issued by your employer.
Most recent telephone, electricity, water or gas bill (original).

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