AAIB - Retail Banking - Credit Cards

AAIB - Retail Banking - Credit Cards - e-Pharma Cards

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The e-Pharma Card is an exclusive AAIB service allowing pharmacists to purchase all their goods electronically from UCP, MEC, and UCD (UCP Group).

FEATURES

	Limits
	Credit limits are set up to five times the amount of average monthly pharmaceutical purchases, with a minimum of EGP 5,000 per month. Accordingly, the minimum credit limit is EGP 25,000 and the maximum EGP 300,000. Pharmaceutical purchases must only be conducted with UCP group (UCP, MEC, and UCD).

	Discounted Rate
	The e-Pharma Card account will be credited on its total invoice along with the cash discount granted by UCP GROUP.

	Grace Period
	No interest will accrue on the card up to 40 days from the transaction date if card balance is settled in full.

	Minimum Monthly Payment
	25% of the outstanding balance must be paid before the end of each month.

	Finance Charges
	16% per annum.

REQUIREMENTS

	Completed application form and contract.
	2 personal photos.
	Copy of National ID.
	Pharmacist’s license.
	Taxation card.
	Ownership deed or rent contract.
	Commercial register if available.
	Union card.
	2 recent utility bills for the pharmacy and home.
	Pharmacy license.

FEES

Issuance Fees and Renewal Fees EGP 150.